Dr. Stein is one of the few remaining participating Anthem BC/BS chiropractic providers in the Four Corners. If your BC/BS plan covers chiropractic, we will accept what your insurance pays toward a chiropractic visit, subject to your plan's copays, coinsurance and deductibles
Many health insurance plans cover chiropractic; if they accept us, we accept them, again subject to your plan's copays, coinsurance and deductibles. We will, cheerfully, file your insurance billing for you
All drivers licensed in Colorado are required to carry auto insurance. All Colorado auto insurance policies include, minimally, $5,000.00 in coverage for Personal Injury Protection (PIP)--also called "Med-Pay" or "Medical Payment Coverage." For a small, additional premium you can buy additional PIP coverage up to a total of $25,000, from your auto insurer. This coverage pays for health care related to treatment for car-related injuries, and is possibly the least expensive health care coverage you can buy. Usually, there are no deductibles, copays, coinsurance.
In Durango, most companies will send their injured worker to one of their company doctors, first, for diagnosis. The company doctor usually does not treat the patient, and instead refers the patient out for treatment. You and/or your employer can request such a referral to my practice.
Medicare does cover part of the visit. It covers the adjustment only. Medicare does not cover any of the ancillary procedures that Dr. Stein may feel are necessary to relax the inflamed soft tissues or facilitate a more gentle and more effective adjustment. So for Medicare patients, if there is any additional cost, it will be explained to you before any procedures commence. Please be assured that we know that many of our senior patients are on fixed income, and consequently we strive to make it affordable for them.
For individuals in need of our services who lack insurance and are worried about the high costs of health care, please take comfort in the knowledge that we try our very best to be inclusive, rather than exclusive in providing care. We have affordable rates allowing access to high-quality care for you and your family.
If you are uncertain and want to talk to Dr. Stein before “committing” to care, Dr. Stein does offer complimentary consultations. He will always try to set time aside during the day to talk with you about your health (and related financial) concerns.